PM Rickshaw Scheme Online Apply
PM Rickshaw Scheme Online Apply is an important scheme of the Government of Pakistan under which low-income people and drivers can get their own rickshaw or loader on easy installments. In this scheme, a subsidy of Rs 2 lakh is provided by the government, while the remaining amount can be paid in easy installments through bank financing. This scheme has been launched to provide decent employment to the working class and promote economic self-sufficiency.
The registration process in this scheme is completely online, where candidates can submit their application by uploading their CNIC, personal details, and documents. If the applications are more than the prescribed quota, candidates are selected on merit through e-Ballot. Selected candidates submit their file to the bank and can receive the rickshaw or loader after biometric verification.
PM Rickshaw scheme is a great opportunity for anyone who wants to improve their life by working hard. Both men and women are eligible to apply, while citizens of all provinces, Azad Kashmir, and Gilgit-Baltistan can also join it. If you also want to get your own rickshaw, apply online immediately and take advantage of this golden opportunity.
Who Can Apply for the PM Rickshaw Scheme?
Before you begin the online application, it is important to know if you are eligible. The scheme has clear requirements so that only deserving and genuine applicants benefit.
Eligibility Requirements:
- You must be a Pakistani citizen with a valid CNIC.
- Age limit: 21 to 65 years.
- Both men and women can apply.
- Applicants from all provinces, including AJK and Gilgit-Baltistan, are eligible.
- Both first-time buyers and existing rickshaw owners can apply.
- A basic source of income or repayment ability is required.
If the number of applicants is more than the available quota, electronic balloting (e-ballot) will be used to ensure fair selection.
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Subsidy and Easy Loan Details
The PM Rickshaw Scheme 2025 has been designed to reduce the financial burden on applicants. The package includes both government subsidies and bank loans.
- Government subsidy: PKR 200,000 per vehicle.
- Bank loan: Up to PKR 1,100,000 depending on the applicant’s profile and bank rules.
- Installments: Monthly installments are designed to be affordable.
Example calculation:
- If a rickshaw costs PKR 600,000:
- Subsidy (200,000) → You only need financing of PKR 400,000.
- Bank loan covers the remaining amount.
- With a 3–5 year repayment plan, the monthly installment becomes affordable for daily earners.
This makes owning a rickshaw possible for people who could never afford full payment up front.
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Rickshaw & Loader Models with Prices
| Model | Original Price (PKR) | Price After Subsidy (PKR) |
| Tez Raftar 1800Watt (Rickshaw) | 800,000 | 600,000 |
| Ricky 3000W (150Ah) | 1,035,000 | 835,000 |
| Ecodost ECV350 Loader | 980,000 | 780,000 |
| EcoDost Electric Rickshaw | 1,176,000 | 976,000 |
| Deluxe EV 90AH | 1,100,000 | 900,000 |
| Deluxe EV 125AH | 1,270,000 | 1,070,000 |
| Shuttle EV 90AH | 1,160,000 | 960,000 |
| Shuttle EV 125AH | 1,330,000 | 1,130,000 |
| Tempo Loader EV 90AH | 1,120,000 | 920,000 |
| Tempo Loader EV 125AH | 1,250,000 | 1,050,000 |
Approved Vehicles Under the Scheme
Only government-approved rickshaws and loaders are included in this scheme. This ensures quality, warranty, and availability of spare parts.
| Vehicle Type | Market Price | Price After Subsidy |
|---|---|---|
| Passenger Rickshaw | PKR 600,000 | PKR 400,000 |
| Loader Rickshaw | PKR 650,000 | PKR 450,000 |
| Electric Rickshaw | PKR 700,000 | PKR 500,000 |
Applicants can choose the vehicle type based on their business needs. Passenger rickshaws are ideal for daily commuting, while loader rickshaws help small businesses transport goods.
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PM Rickshaw Scheme Online Apply
Applying online is simple if you follow the steps carefully. Here is the complete process:
Step 1 – Gather Required Documents
Prepare clear scanned copies of the following:
- CNIC (both sides)
- Passport-size photo
- Recent utility bill (proof of address)
- Bank statement or proof of income (last 3–6 months)
- Optional: NTN or any business license (if available)
Step 2 – Visit the Official PAVE Portal
- Go to the official PAVE online application portal. Only apply through the official website to avoid fraud.
Step 3 – Fill in Personal Information
- Enter your CNIC, full name, contact number, email, and permanent address. Double-check details before moving to the next step.
Step 4 – Select Vehicle and Bank
- Choose your preferred vehicle type (passenger rickshaw, loader, or electric). Then select the partner bank where you want to apply for financing.
Step 5 – Upload Documents
- Upload all the scanned documents. Make sure the file size is within the limit and the image is clear.
Step 6 – Submit Application
- After completing the form, apply. Save or print your application ID for future reference.
E-Balloting and Bank Verification
Once the application window closes, the system will conduct electronic balloting if the number of applications is higher than the quota.
- Selected applicants will receive SMS or email confirmation.
- Visit the chosen bank branch with original documents.
- Complete biometric verification and Know Your Customer (KYC) process.
- The bank will finalize the loan amount, tenure, and installment plan.
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Vehicle Delivery, Registration, and Insurance
After bank approval:
- The subsidy amount is transferred by the government.
- The bank pays the remaining balance to the manufacturer.
- The manufacturer delivers the rickshaw to the applicant.
- Registration and insurance are provided along with the vehicle.
- Warranty and service documents are handed over at delivery time.
Applicants should always test-drive the vehicle and check all documents before leaving the dealership.
Partner Banks for the Scheme
Several major banks are part of the PM Rickshaw Scheme 2025. While the official list may vary by province, common participating banks include:
- National Bank of Pakistan (NBP)
- Bank of Punjab (BOP)
- Habib Bank Limited (HBL)
- United Bank Limited (UBL)
- Allied Bank Limited (ABL)
Choosing the right bank depends on branch availability, service quality, and installment flexibility.
Common Mistakes to Avoid
Many applicants face rejection due to small errors. Here is how to avoid them:
- Always enter CNIC and phone numbers correctly.
- Do not upload blurred or incomplete documents.
- Keep checking SMS and email notifications.
- Apply only once to avoid disqualification.
- Visit your bank on time for verification.
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FAQs About the PM Rickshaw Scheme
What is the subsidy amount in this scheme?
The government provides a PKR 200,000 subsidy per rickshaw.
Can women apply for the PM Rickshaw Scheme?
Yes, both men and women are eligible.
What happens if applications exceed the quota?
Selection will be done through fair electronic balloting.
How long does it take to get the vehicle?
Usually, between 2 to 3 months after bank approval.
Which banks are included in the scheme?
Major banks like NBP, BOP, HBL, UBL, and ABL are included.
Is income proof required?
Yes, a basic proof of income or repayment ability is necessary.
Final Thoughts
The PM Rickshaw Scheme Online Apply 2025 is a golden opportunity for hardworking Pakistanis to own a rickshaw or loader with government support. With a subsidy of PKR 200,000 and easy installment options through partner banks, the scheme provides both financial relief and a path to self-employment.
If you are eligible, prepare your documents, apply online through the official portal, and don’t miss this chance to secure your future.